After completing a doctorate in accounting with a support area in finance at the Florida State University, in 1983 Charles W. Mulford joined the accounting faculty in the College of Management at Georgia Institute of Technology. He quickly established himself as a strong researcher and excellent teacher. He began publishing regularly in both academic and professional journals his work on such topics as the effects of accounting standards on investment and credit decision-making, earnings forecasts, accounting and market-based measures of risk,
and international financial reporting. His teaching benefited from the practical experience he gained from several years in public accounting with the firm of Coopers & Lybrand (now PriceWaterhouseCoopers), where he practiced as a CPA, and in industry with the NYSE-listed company, Milgo, Inc.

In 1986 Chuck formed the partnership Financial Training Associates with Eugene E. Comiskey, his colleague, co-author and friend. Financial Training Associates provides training seminars to financial professionals as part of the in-house training programs at several large, national, commercial and investment banks and money management firms in the U.S. and abroad.

Through his work with large groups of investment and credit professionals, Chuck gained a perspective on financial analysis that moved him to redirect his research and teaching interests toward anticipating financial decline due to declining economic fundamentals or aggressive and fraudulent accounting practices. In an effort to reach a larger audience, books became his publishing medium of choice. His books, all of which were co-authored with Gene Comiskey and published by John Wiley & Sons, are Financial Warnings, published in 1996, Guide to Financial Reporting and Analysis, published in 2000, The Financial Numbers Game: Detecting Creative Accounting Practices, published in 2002 and Creative Cash Flow Reporting and Analysis: Uncovering Sustainable Financial Performance published in 2005.

As his experience with financial professionals grew, so did his ability to reach his audiences. Through the 1980s and 1990s he was awarded regularly the College of Management's "Core Professor of the Year" award. He won the award ten times before it was renamed the "Charles W. Mulford Core Professor of the Year" award, and Chuck was no longer eligible for consideration. In addition, during his tenure at Georgia Tech he has won other teaching awards, including the university-wide "W. Roane Beard Class of 1940 Outstanding Teacher Award."

For Chuck, success in the classroom and in training financial professionals translated well into a successful career in public speaking. His audiences are financial professionals including CPAs in public practice and accountants in industry, financial analysts, commercial bankers and other credit professionals, investment bankers, brokers, corporate financial professionals, consultants and the investing public. His talks are technical in nature but are designed to entertain as well as enlighten and inform.

The success of his books and talks attracted the attention of reporters at various financial outlets. Chuck's views are regularly sought on stories dealing with issues of accounting, financial fraud, financial analysis and credit analysis. His quotes appear regularly in such widely-read publications as The Wall Street Journal, New York Times, Financial Times, Investors' Business Daily, Business Week, Fortune and CFO Magazine. Reporters at newswire organizations such as Bloomberg News, Dow Jones News and Reuters also often seek his observations. Chuck has also appeared in the broadcast media including interviews on CNBC, Bloomberg Television and ABC News, as well as radio interviews on National Public Radio and various local-network stations.

In 2004, with two partners, Chuck founded Cash Flow Analytics, LLC, a software firm devoted to providing analysts, investors and creditors with relevant and timely information for investment and credit decision making.

Today Chuck Mulford successfully combines all of these activities, university-level teaching and research, writing, training and consulting, and public speaking as a way of reaching, educating and motivating his large and diverse audiences. He lives in suburban Atlanta with his wife, Debby. Their younger son, Steven, attends college and their older son, Mikey, is in graduate school, both at Georgia Tech.

In 2004, Chuck Mulford co-founded Cash Flow Analytics, which provides cash flow analysis based software solutions that help its clients identify and evaluate investment opportunities.

Based on the research of Dr. Charles Mulford, Cash Flow Analytics provides cash flow analysis based software solutions that help our clients identify and evaluate investment opportunities.

C. Mulford Curriculum Vita

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